Compare the Best Banks and High-Yield Savings Accounts
Live rates & bonusesOctober 2026
Best banks & rates for your money.
120+ Banks
Finance AI
FDIC Insured
Live rates & bonusesOctober 2026
Best banks & rates for your money.
As Featured In
As Featured In
As Featured InOct 2026Bank Winners in
#1
SoFi Checking and Savings
4.40%APYFDIC
9.9
Score
APY
up to4.40%
Earn $50 or $400 when you sign up and set up a eligible…
Open
Axos ONE®
5.00%APYFDIC
9.5
Score
APY
up to5.00%
Up to $2.5M in additional FDIC insurance
Open
CIT Bank Platinum Savings
4.25%APYFDIC
9.4
Score
APY
up to4.25%
4.25% APY on balances of $5,000+; 0.75% APY below $5,00…
Open- SoFi4.40% APY
- Capital One 360 Performance3.20% APY
- Axos ONE®5.00% APY
- CIT4.25% APY
- U.S. Smartly®3.50% APY
- American Express® Account3.20% APY
- SoFi4.40% APY
- Capital One 360 Performance3.20% APY
- Axos ONE®5.00% APY
- CIT4.25% APY
- U.S. Smartly®3.50% APY
- American Express® Account3.20% APY
- Barclays:3.65% APY
- SoFi4.40% APY
- Capital One 360 Performance3.20% APY
- Axos ONE®5.00% APY
- CIT4.25% APY
- U.S. Smartly®3.50% APY
- American Express® Account3.20% APY
- Barclays:3.65% APY
Your personal finance AI, meet Earny
Earny checks hundreds of bank offers 24/7 & tells you when your money can earn more.
Earny
online
Morning Sarah ☀️ Your Chase savings is still at 0.01% — want me to find better?
Yes please, no fees though 🙏
Got you. Based on your $12k balance, you'd earn +$480/yr switching to Marcus at 4.00% APY ✨
50,000+
savers helped
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FDIC-insured picks