Meet Earny
Your personal savings AI.
Top high-yield savings accounts right now
Live APYs, bonuses and fees — the same accounts Earny compares for you.
What Earny does for your savings
Ask in plain English. Earny does the comparing, the math and the fine print.
Live APY comparison
Earny tracks high-yield savings rates daily and tells you who's really paying the most right now.
Cash sign-up bonuses
Current bank bonuses, the deposit you need and how long your money has to stay parked.
Real earnings math
Tell Earny your balance and it shows what you'd earn per month and per year, after fees.
FDIC safety checks
Earny only points you to FDIC/NCUA-insured accounts and flags the fine print worth reading.
Savings questions, answered
How does Earny find the best savings account for me?
Earny asks how much you're saving, how soon you need the money and whether you want a bonus or the highest ongoing APY, then filters live savings, money-market and CD offers to the ones that fit.
Is Earny free to use for savings?
Yes, completely free. PickYourBank may earn a referral fee if you open an account through our links, but Earny ranks accounts on rate and terms, not on who pays most.
Are the APYs Earny quotes up to date?
Earny works from live rate data we refresh continuously, and it will always tell you to confirm the final APY on the bank's own page before you deposit.
Is my money safe in the accounts Earny recommends?
Earny sticks to FDIC-insured banks and NCUA-insured credit unions, which protect up to $250,000 per depositor, per institution, per ownership category.
Where can I talk to Earny about savings?
Right here in the chat window on this page, or on WhatsApp and Telegram if you prefer messaging. Same AI, same answers.