Trust isn't a marketing line. It's our entire business.
Here's exactly how we vet every account, how we make money, and the standards that govern every word we publish. If we don't earn your trust, we don't deserve your visit.
The non-negotiables
FDIC & NCUA Insured Only
We list zero uninsured platforms. Every dollar you deposit through our partners is federally protected up to $250,000 per depositor, per institution.
Honest About How We Earn
Some providers pay us. That can affect which products appear, their order on the page and our assessment score — and we tell you so, right next to every score.
Fully Transparent
We disclose every partnership, every revenue source, and every methodology decision. No hidden incentives, no quiet endorsements.
Bank-Grade Security
256-bit TLS encryption end-to-end. We never store your bank passwords or full account numbers. SOC 2 Type II compliant infrastructure.
How an account earns a spot on our list
A five-step process. No shortcuts. No exceptions.
Sourcing
We track 120+ FDIC-insured banks and NCUA-insured credit unions across the United States, including online-only, regional, and national institutions.
Verification
Every rate, fee, and benefit is re-verified against the institution's official disclosures every business day before publication.
Scoring
Every score combines three components: our assessment of the provider, a product assessment (APY, fees, minimums, bonuses, access, deposit insurance and terms) and customer reputation from Trustpilot and BBB ratings.
Ranking
We order products using our research together with our commercial relationships. Compensation can affect position and order, and we disclose that on every comparison page.
Review
Senior editors review every recommendation quarterly. Underperformers are removed; new contenders are added.
How we make money — in plain English
PickYourBank.com is free for consumers because some of the banks we list pay us a referral fee when you open an account through our links. This is standard across the industry — what's not standard is how we handle it.
We're upfront about it: this compensation can affect which products appear, their position and order on the page, and our assessment score. What it never changes is the research behind every listing — rates, fees and terms are checked against each provider's own disclosures and kept up to date.
What we will never do
- Sell a specific score number to any provider
- Hide negative findings about a partner
- Display a sponsored result without clear labeling
- Sell your personal data to anyone
- Recommend an account we wouldn't use ourselves
The receipts
Registered U.S. business
Delaware C-Corp
Compliance
SOC 2 Type II
Customers served
647,250+
Industry recognition
12 awards since 2021
Five things we'll always do
- 1
We will never recommend an account we wouldn't open ourselves.
- 2
We will always disclose how we make money.
- 3
We will remove any partner that misleads our readers — no exceptions.
- 4
We will publish corrections promptly and visibly when we get something wrong.
- 5
We will never sell, rent, or share your personal information.
See the standards in action
Browse our top-rated accounts and see exactly why each one made the cut.