Airwallex gives growing businesses global multi-currency accounts, FX at near-mid-market rates, and corporate cards — without legacy bank wire fees.
PickYourBank Rating
9.3
Overall
9.6
APY
9.6
Fees
9.0
App
9.1
Tools
60+
Countries
20+
Currencies
$0
Monthly fees
Mid-market
FX rates
Airwallex is a global fintech serving 100,000+ businesses worldwide with multi-currency accounts, payments, FX and corporate cards.
It's especially strong for U.S. businesses that sell internationally or pay overseas contractors — local-currency accounts mean you avoid SWIFT fees.
Founded
2015
HQ
San Francisco / Global
Charter
Regulated MSB
Reach
60+ countries
Built for businesses
Sole props, LLCs, S-corps and C-corps welcome
FDIC insured
Funds held at partner banks, insured up to $250K+
Fast onboarding
Open an account online in minutes — no branch visit
Modern dashboard
Invoicing, expenses, virtual cards & integrations
Here's what Airwallex offers and who each product is best for.
Multi-currency accounts in one dashboard.
Hold, receive and convert 20+ currencies
Multi-currency debit + credit cards.
Issue unlimited cards · spend in 20+ currencies
5–10 minutes online — no minimum deposit required for most plans.
Upload formation docs (LLC, corp, sole prop) and government ID.
Receive routing & account numbers, plus a debit card by mail.
Sync with QuickBooks, Stripe, Shopify and start paying vendors.
Airwallex is a financial technology platform that partners with FDIC-insured banks to provide banking services. Your deposits are held at the partner bank and insured up to $250,000.
Airwallex's core business checking account has no monthly maintenance fees on the standard plan. Premium tiers with extra features may carry a small monthly fee.
Yes. You'll receive a physical debit card by mail and can also create unlimited virtual cards for online purchases and subscription management.
Yes. Most popular integrations include QuickBooks, Xero, Stripe, Shopify, PayPal and Square.
U.S.-based sole proprietors, LLCs, partnerships, S-corps and C-corps. You'll need an EIN (or SSN for sole props) and a government-issued ID.
If your business touches more than one currency, Airwallex will save you serious money on FX and wires compared to a traditional bank.
Advertiser disclosure: PickYourBank.com may receive compensation when you open an account through our links. This never influences our ratings or recommendations.
Up to 4.10% APY · zero fees · FDIC-insured banks ranked monthly.
Compare savingsEveryday bankingBig sign-up bonuses, fee-free ATMs, and cash-back debit cards.
Compare checkingBuilt for ownersFree wires, virtual cards, and high-APY business accounts.
Compare businessLock in your rateUp to 4.50% APY · fixed terms 3 mo – 5 yr · FDIC-insured.
Compare CDsPersonal conciergeTell our bot what you need — get tailored picks in seconds.
Chat with AIEarny chats with you like a friend, learns your goals, and pings you the moment a better account, rate, or bonus shows up.
