Fort WorthMoney Index August 2026
"Quiet Texas wealth, the long way."
Fort Worth — Money Index — Key Facts
- Median Household: $67k. Fort Worth households earn about $67k — roughly 11% below the US average.
- 7% of Land Is Parks. Only about 7% of Fort Worth's land is parkland — well below the big-city median. Outdoor recreation costs more here.
- 13% Savings Rate. Fort Worth households save about 13% of income — close to the US average.
- Financial Stress: 52/100. Money stress in Fort Worth sits at 52/100 — close to the national norm.
- 28-Minute Commute. Fort Worth's one-way commute averages 28 minutes — right around the US norm. Roughly 215 hours a year on the road.
- 60% Own Their Home. Only 60% of Fort Worth households own — well below the US average of ~65%. Most residents are still renting.
- Fort Worth Quirk. Fort Worth is one of the fastest-growing large US cities and one of the most affordable.
- Work-Life Balance: 60/100. Fort Worth scores 60/100 on work-life balance — one of the more livable big US metros.
- Happiness Score: 67/100. Residents rate life in Fort Worth a 67/100 — roughly the US average.
- Cost of Living: 97. Fort Worth's cost of living sits at 97 — basically the US baseline (100 = US average).
Fort Worth keeps a small-town pace and big-city paycheck — a recipe for accidental millionaires.
With a median household income of ~$67k, a 13% savings rate, and a cost-of-living index of 97, Fort Worth ranks #20 of 50 US cities in our overall money index.
Green space & commute
Two underrated money levers: how long you spend getting to work, and how much nature you can reach without paying for it.
Only ~7% of Fort Worth's land is parkland — below the big-city median. Free outdoor recreation is scarcer here.
- • Source: Trust for Public Land ParkScore
- • Parks lower stress and lift nearby property values
- • Free recreation = zero-cost lifestyle upgrade
Fort Worth's average commute (~28 min one-way) is close to the US average of ~27 minutes.
- • Source: US Census ACS mean one-way travel time
- • Owning a car runs ~$10k/year on average in the US
- • 10 fewer commute minutes/day ≈ 80 hours back per year
Typical Fort Worth household budget
Modeled split of $100 of after-tax income, scaled to Fort Worth's cost of living and savings rate.
How Fort Worth feels about money
Four Fort Worth money truths
Fort Worth's savings rate runs 13% — automate even one extra percentage point and you compound serious money over a decade.
Fort Worth is cheaper than the US average — your paycheck stretches noticeably further than in coastal metros.
Owning unlocks fixed housing costs and equity. Renters here can still build wealth — just channel the difference into index funds and a high-yield savings account.
Texas residents in Fort Worth report a 67/100 happiness score with stress at 52/100 — money habits and lifestyle here track that mix closely.
"Fort Worth is one of the fastest-growing large US cities and one of the most affordable."
Money lessons from Fort Worth
- 1
Live like the neighbors, save like the rich
- 2
Pay yourself first — always
- 3
Hold investments through panic
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Fort Worth money FAQ
Is Fort Worth, Texas a good city for saving money?+
Fort Worth households save about 13% of income, with a happiness score of 67/100 and a work-life balance score of 60/100. Fort Worth keeps a small-town pace and big-city paycheck — a recipe for accidental millionaires.
What is the median household income in Fort Worth?+
The median household income in Fort Worth, Texas is roughly $67,000 per year. About 52% of households have a 3-month emergency fund.
How affordable is Fort Worth?+
Fort Worth's cost of living index sits at 97 (100 = US average). Homeownership stands at 60%.
How long is the average commute in Fort Worth?+
Fort Worth's average commute (~28 min one-way) is close to the US average of ~27 minutes.
How much urban green space does Fort Worth have?+
Only ~7% of Fort Worth's land is parkland — below the big-city median. Free outdoor recreation is scarcer here.
What money personality fits Fort Worth?+
The Pragmatist — Driven by math, not hype.
What's surprising about money in Fort Worth?+
Fort Worth is one of the fastest-growing large US cities and one of the most affordable.
