KansasMoney Index August 2026
"Plains pragmatism pays."
Kansas — Money Index — Key Facts
- Tax Friendliness: 5/10. Kansas's state income-tax burden (5/10) is middle-of-the-pack — not a haven, not punitive.
- The Short Answer. Kansas is a balanced state for money — affordable midwest.
- Kansas Quirk. Kansas's affordable midwest shapes how residents save and invest — small policy choices compound into big lifestyle differences.
- Inflation Resilience: 7/10. Kansas weathers inflation better than most (7/10) — paychecks here hold their purchasing power.
- Midwest Money Profile. Kansas sits in the Midwest — and its personality is "The Frugal Powerhouse". Paychecks stretch further here — savings rates beat the national average effortlessly.
- Business Climate: 7/10. Kansas scores 7/10 on business climate with 6/10 for remote work — moderate runway for entrepreneurs.
- Retirement: 6/10. Kansas is workable for retirees (6/10) but not at the top of the pack.
- Affordability: 8/10. Kansas is one of the cheapest states in the union (8/10). A modest income here lives like a high one on the coasts.
- Remote Work: 6/10. Kansas scores 6/10 for remote work — solid but not stand-out.
- Banking Access: 6/10. Kansas scores 6/10 on banking access — fine for everyday accounts, worth shopping online HYSA rates to beat local offers.
Kansas is a balanced state for money — affordable midwest.
On our 1-10 money scorecards, Kansas ranks 5/10 on tax friendliness, 8/10 on cost of living, and 6/10 on retirement — placing it #30 of 50 states overall.
How Kansas scores across the board
Seven dimensions of household finance, scored 1-10. Higher is better in every category.
Money personality: The Frugal Powerhouse
Paychecks stretch further here — savings rates beat the national average effortlessly.
Four Kansas money truths
Kansas's state income tax burden (5/10) is middle-of-the-pack — not a tax haven, not punitive.
Cost of living scores 8/10 — Kansas is one of the cheapest states in the union, so a modest income lives like a high one elsewhere.
Retirement friendliness 6/10 — workable for retirees but not at the top of the pack.
Business climate 7/10 with 6/10 for remote work — moderate runway for entrepreneurs and laptop-class earners.
"Kansas's affordable midwest shapes how residents save and invest — small policy choices compound into big lifestyle differences."
Money lessons from Kansas
- 1
Cheap COL = automatic 20% savings rate if you keep coastal-city habits
- 2
State tax policy is part of your investment strategy — not just where you live
Find your next account
Compare the best savings, checking, business and CD rates — all ranked monthly, all in one place.
Explore financial categories
← Swipe to explore →
Kansas money FAQ
Is Kansas a good state for keeping your money?+
Kansas scores 46 on our composite money index, with a the frugal powerhouse profile. Kansas is a balanced state for money — affordable midwest.
What is the state income tax in Kansas?+
Kansas's state income tax burden is roughly in the middle of the pack. On our 1-10 tax-friendliness scale (10 = no income tax), Kansas scores 5.
Is Kansas good for retirement?+
Kansas scores 6/10 on retirement friendliness, factoring in tax treatment of Social Security and pension income, healthcare costs, and overall affordability for fixed-income households.
Is Kansas good for business owners and remote workers?+
Kansas scores 7/10 on business climate and 6/10 on remote-work suitability — covering tax incentives, talent pools, infrastructure and cost of doing business.
How affordable is Kansas?+
Kansas scores 8/10 on cost of living (10 = cheapest). Combined with 7/10 inflation resilience, that shapes how far paychecks stretch here.
What money personality fits Kansas?+
The Frugal Powerhouse — Paychecks stretch further here — savings rates beat the national average effortlessly.
What's surprising about money in Kansas?+
Kansas's affordable midwest shapes how residents save and invest — small policy choices compound into big lifestyle differences.
