LendingTree is the largest online loan marketplace in the U.S. — fill out one form and get matched with up to 5 home equity offers from competing lenders.
PickYourBank Rating
9.2
Overall
9.5
Rate
9.6
Fees
9.0
App
9.1
Service
5 offers
In minutes
Soft pull
No credit hit
$0
Cost to compare
NMLS
#1136
LendingTree has helped millions of Americans compare loan offers since 1996 — covering mortgages, HELOCs, personal loans, auto, and business financing.
It's not a lender itself; it's a marketplace where licensed lenders compete to offer you the best rate for your situation.
Founded
1996
HQ
Charlotte, NC
Charter
Licensed marketplace
Reach
Nationwide
Tap home equity
Access cash without refinancing your primary mortgage
Fast funding
From application to funded in days, not months
No hidden fees
Transparent pricing — see every fee upfront
Flexible options
HELOC, HELoan or shared-equity — pick what fits
Here's what LendingTree offers and who each product is best for.
Compare lenders without committing.
Up to 5 competing offers in minutes
Quick prequalification with a soft credit pull — no impact on your score.
Verify income, property and equity. Most apps take 10–15 minutes.
An automated or in-home appraisal confirms your property value.
E-sign closing docs and receive funds in days, not weeks.
Yes. LendingTree is a licensed lender (or licensed marketplace) operating in the United States, subject to federal and state lending regulations.
No. Prequalification uses a soft credit pull that does not affect your score. A hard pull only happens if you proceed with a full application.
Most borrowers see funds within 5–14 days of approval, depending on the product (HELOC, HELoan, or shared-equity agreement) and your state.
Anything — debt consolidation, home renovations, college tuition, or a major purchase. There are typically no restrictions on how you use the proceeds.
Most products have closing costs (origination, appraisal, recording). The exact fee schedule is disclosed upfront before you sign anything.
Compare offers from LendingTree's network of lenders in minutes. Terms and conditions apply. Rates subject to change. LendingTree, LLC. NMLS# 1136.
Advertiser disclosure: PickYourBank.com may receive compensation when you open an account through our links. This never influences our ratings or recommendations.
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